Open Enrollment

Open Enrollment May 4-21, 2009

Open Enrollment for Plan Year

The Yavapai Combined Trust (www.yctrust.net) annual Open Enrollment period typically occurs during the month of May each year, with changes made during this time becoming effective July 1. You should receive an Open Enrollment packet prior to the open enrollment period that explains the process and provide the information you need.

Human Resources typically conducts informational meetings on the various campuses during the month of May to help you with enrollment forms and to answer any questions you have regarding benefits.

Open enrollment is the one time each year benefit eligible regular full time employees are able to change their benefit elections unless you have a qualifying event.

Now is the time - before open enrollment begins - to think about your current benefits, how they are meeting your needs, and what, if any, changes you should make during open enrollment. Careful planning is the key to getting the most from your benefits.

Below is a list of benefits to be considered during open enrollment:

• Medical (Premier or Basic Plus) coverage
• Dental (Comprehensive or Preventative) coverage
• Vision
• Dependent Information
• Beneficiary Information
• Voluntary Life Insurance – Do you need additional coverage? Consider supplementing your employer provided life insurance with voluntary life insurance to add to the financial protection of your family.
• Optional Retirement - Employees enrolled in an Optional Retirement Plan (ORP) may switch between ORP's during Open Enrollment. Contact your ORP representative for more information. Please note that you cannot switch between ASRS and an ORP.
• Flexible Spending Account – provide employees an opportunity to pay for health care and/or dependent care expenses on a tax free basis by contributing to an account through pre-tax payroll deductions. Per IRS guidelines, you must enroll each year.

If you have any questions or need further information regarding the upcoming Benefits Open Enrollment, please contact Deb Webster @ dwebster@yc.edu or (928) 776-2289.

Rev: 4-21-2009