Types of Aid

Yavapai College has many financial aid options including grants, loans, and scholarships.

Click on the links below to learn more about each option, or follow the steps to Apply for Financial Aid for more information.


Grants

Grants are gift assistance awarded to qualified undergraduate students demonstrating exceptional financial need (i.e., grants are need-based aid). Grants do not have to be repaid as long as enrollment for the semester in which you receive the grant is maintained.

  Grants Available at Yavapai College
  Applying for Grants

All grants require the student to file a FAFSA. Completion of the FAFSA by the priority filing date of Apr 1 is recommended due to the funding limitations of some programs. Your financial aid file must be complete including verification, if needed.

FAFSA Videos


  Receiving Your Grants

All grants will be awarded and posted to your Financial Aid page. Once they are posted you may use them to defer any direct YC costs (tuition and fees, books, on campus room and board). If the Grant aid is more than your direct costs, a refund check will be mailed to you. See the Financial Aid Calendar for specific dates.

Grants are disbursed each semester based on your enrollment status and will be prorated if you are not enrolled full-time. The chart below can be used as a guide to help determine the percentage of your award you will receive based on your enrollment.



Loans

All loans require the student to file a FAFSA.

Student loans are funds provided to a student for educational expenses and are considered self-help financial aid because you must repay the money loaned to you. Loans are the last type of aid for which you are considered, after gift aid and Federal Work-Study.

The Yavapai College Financial Aid Office has adopted and abides by the Arizona Student Loan Code of Conduct and the NASFAA Ethical Principles and Code of Conduct.

  Manage Your Debt

Before borrowing, remember that loans must be repaid. Use a loan payment calculator to investigate how much your monthly payment may be before you decide to borrow loans.

Yavapai College has teamed up with ASA to bring SALT Money, a free membership program created to help you take charge of your finances during college and beyond. Use the tools provided by ASA at any time to assist you with financial management basics. See our SALT page for more information.

Students can review their student loan balance on the National Student Loan Data System (NSLDS)

  Loans Available at Yavapai College

More information can be found at Federal Student Aid on the Web

  Applying for Loans

All loans require the student to file a FAFSA and complete a YC loan application. The YC loan application can be found by logging into the YC website and going to My Services -> Students -> My Financial Aid -> Direct Loan Information button. The loan application is only available during specific times of the year; please review the Financial Aid Calendar for specific dates.

Students who borrow under the Direct Student Loan program at Yavapai College are also required to complete Direct Loan Entrance Counseling and a Master Promissory Note (MPN) through studentloans.gov before loans can be released.

Please remember that students who have borrowed are required to complete exit loan counseling when they graduate, leave school, or drop below half time enrollment status.

  Receiving Your Loans

All loans will be awarded and posted to your Financial Aid account. Once they are posted you may use them to defer any direct YC costs including tuition and fees, books, and on campus room and board (if applicable). If the loan is more than your direct costs, a refund check will be mailed to you. See the Financial Aid Calendar for specific dates.



Scholarships

Scholarships are a type of financial aid that do not need to be paid back and are awarded on various criteria, which usually reflect the values and purposes of the donor or founder of the award. They can be merit-based, need-based, student-specific, career-specific and/or college-specific. The links below provide further information about scholarships offered at Yavapai College and tips on applying for outside scholarships.

Scholarship Resources - includes YC Foundation Scholarships and outside scholarship links

  Champions Scholarship
Champions Scholarship - Must be a current or recent ward of the Yavapai County Juvenile Court. Deadlines to apply: July 1 for the Fall semester; December 1 for the Spring semester; May 1 for the Summer semester. If funding is still available, late applications will be accepted.
2015-16 Application for Spring or Summer 2016